When looking for online therapy Michigan, you may ask yourself, “why is it so expensive?” You wonder why not all therapists are covered by your insurance or any insurance for that matter! The whole process seems very overwhelming and confusing. Continue reading to get all of your questions about finances and online therapy Michigan answered! 

Why is therapy so expensive? 

If you look at therapy as an investment in your health and wellbeing, it may not be considered expensive. Many people spend hundreds of dollars a month on gym memberships, massages, hair and makeup products or services, clothes and shoes, food, acupuncture, vitamins, supplements and other products or procedures that improve their physical and mental health. Therapy is another way that we can contribute to our overall wellness in a postive way. We all have different budgets and therefore have to prioritize what we can spend our money on. 

The price of therapy factors in the following: educational debt and the time spent for the therapist in school; marketing expenses and unpaid hours spent by the therapist promoting their practice; rent, utilities, accounting, malpractice insurance, personal health insurance of the therapist, retirement, and continuing education credits; unpaid or low paid hours as a trainee or intern.  

How expensive is online therapy Michigan? 

The exact price of therapy differs based on the discretion of the therapist, factoring in aspects such as location, training, licensing and expertise. There are some therapists or agencies that will provide pro bono (or free) services while others charge upwards of $300-$400 per session. If you are working with a therapist that accepts your insurance, the insurance company sets the rate, not the therapist or agency. 

Why should I invest in online therapy Michigan?

No one can tell you if you should or should not invest in therapy. That is a personal decision. For a lot of people, therapy acts as an insurance policy for their long term health. Research shows there is a positive correlation between our mental health and physical health so when our mental health is better, our physical health is better. 

Why don’t all therapists take insurance? 

Unfortunately, it can take therapists between 6-12 months to be accepted on an insurance panel just to be able to bill with them (plus countless hours). Then, many insurance companies refuse to compensate therapists a fair wage and are very difficult to work with. Insurance companies dictate how many sessions patients can have that are covered and will frequently deny claims and not pay the therapist if paperwork is not completed accurately. Also, payment to therapists can be delayed weeks to months. As a result, therapists are forced to work “out of network,” which means they only accept private pay. 

Therapy is an investment in your mental wellbeing not only in the present but in the future. You are worth spending the money and time on yourself. Schedule a free 15- minute consultation to answer any questions you have about the cost of therapy for online therapy Michigan, visit www.embodiedwellnesstherapy.com